Stablecoins wallet
- Hold USD stablecoins
- Send stablecoins instantly
- Receive to permanent addresses
- Convert to USD anytime
Roadmap 🔎
What's here and what's coming
We're building the future of digital dollars. Here's where we are.
Yield
- Earn on your stablecoin balance
- No lockups or minimums
- Withdraw anytime
- Competitive rates
Stablecoin Card
- Spend stablecoins directly
- Works anywhere cards accepted
- No conversion needed
- Real-time notifications
Two balances 💰
Two balances. US dollars and stablecoins.
GrabrFi combines a checking account held at a US bank, Regent Bank, and a stablecoins wallet. They work alongside each other so your US dollars stay US dollars, your stablecoins stay stablecoins. Transfer between them anytime.
Stablecoin wallet balances are not FDIC insured. Stablecoins are digital assets, not bank deposits. For maximum protection, keep funds you don't need for transfers in your USD checking account.
| Checking account | Stablecoins wallet | |
|---|---|---|
| Currency | USD | USD stablecoins |
| Protections | Money under US jurisdiction and US laws | Backed 1:1 by cash and money market funds |
| Debit card | Yes | Coming soon |
| ACH/Wire | Yes | Yes |
| Stablecoin transfers | Via conversion | Direct |
| Transfer speed | Same/next day, settles on business days | Minutes |
Features 💙
Why use stablecoins?
The stability of US dollars with the speed of blockchains.
Instant transfers
Send stablecoins from your wallet in minutes, not days. No ACH delays when sending from your wallet balance.
Borderless
Send to any wallet address in the world. No borders, no intermediary banks, no correspondent fees.
Lower fees
Sending from your wallet costs less than traditional wire transfers. Receive USDC for free.
Secure & compliant
All transfers are verified under international AML standards. Your funds are protected.
Convert anytime
Move funds between your USD checking and stablecoin wallet whenever you want. Same business day.
Permanent addresses
Your wallet has permanent deposit addresses. Share once, receive unlimited times.
Supported ✅
Coins & networks
Send and receive across multiple blockchains.
Send (from wallet)
USDCSolana, Base, Ethereum, Optimism, Polygon, Arbitrum, Avalanche
USDTTron, Ethereum
PYUSDSolana
Receive (to wallet)
USDCSolana, Base, Ethereum, Optimism, Polygon, Arbitrum, Avalanche
USDTTron, Ethereum
Note: Incoming coins are auto-converted to your wallet's currency (USDB or USDC).
Pricing 🔎
Wallet fees
Transparent pricing. No hidden charges.
Receiving
Receive USDC to walletFree
Receive USDT to wallet0.1%
Receive ACH to wallet0.8%
Receive Wire to wallet0.8% + $15
Sending
Send USDC / PYUSD0.2% + $1
Send USDT0.3% + $1
Convert: USD → Wallet0.8%
Convert: Wallet → USD1% + $1
Get Started 🚀
How to start using stablecoins
Create your account
Sign up with your email and ID. Verification is fast and your data is always protected.
Complete stablecoin verification
A brief questionnaire ensures regulatory compliance. Takes about 2 minutes.
Start using your wallet
Add funds via conversion from USD, or receive stablecoins directly to your wallet addresses.