Can non-US residents open a US checking account as a freelancer?

Most local banks charge high fees to receive international wires. GrabrFi gives you a US-based account, so clients pay you via ACH (Direct Deposit) the same way they would pay a US employee. That cuts both the cost and the wait.

How do I receive Upwork or Deel payments without a US address?

Yes. When you open your account, you get a US Routing Number and Account Number you can paste into the payout settings on Upwork, Fiverr, Toptal, Deel, Amazon KDP, and others. They treat it like any other US account.

How can I protect my freelance earnings from currency devaluation?

If you live somewhere with high inflation, holding USD already helps. You can also swap to USDC or USDT in one tap to hold value, or to move money across borders fast. And if a client pays you in crypto, the funds land in your account as USD using the same banking details.

Is my money safe with GrabrFi?

GrabrFi is a fintech, not a bank. Services are provided by Bridge Ventures LLC or one of its regulated affiliates. Stablecoin balances are virtual currency and are not covered by FDIC or SIPC.

Do I need a US address or Social Security Number to open an account?

No. GrabrFi is built for freelancers and remote workers outside the US. You can open an account with your passport or local government ID from any supported country. No US address, no SSN, no branch visit. The whole thing is 100% digital.

How long does it take to receive a direct deposit from Upwork or Deel?

ACH (Direct Deposit) transfers usually arrive in 1-3 business days. International wires can take 5-7. Once the money is in your account you can swap it to stablecoins, spend with your card, or send it to your local bank.

US Global Account for International Freelancers, No US Residency Required

Open a free account See how it works

100% Digital Setup
No US residency required

The freelancer's dilemma

Why international freelancers struggle to get paid in USD

Without a US account, every payment costs you money. Here's what alternatives charge.

You pay just to
get paid

Receiving a wire at your local bank costs $15-50. Platforms like Payoneer and PayPal take a cut on top.

$15-50per incoming payment at local banks

Your dollars shrink
before you see them

When you can't hold dollars, you're forced to convert right away. That's an extra 2-5% gone, before the money even reaches you.

2-5%hidden markup at local banks

No direct deposit
option

US platforms prefer ACH transfers, free and fast. But without a US account, you're stuck with expensive alternatives or waiting days for wires.

Can't accessfree ACH Direct Deposit

GrabrFi fixes this

Get your own Global Account with U.S. banking details. Receive payments via ACH (Direct Deposit) with zero fees. Keep your money in dollars, send it anytime, spend it with card and QR, or withdraw to local currency on your terms.

Open free account

Built for freelancers

How international freelancers receive payments from US clients

Built for people who earn, move, and spend globally

Get paid like a US local

Your clients pay in USD. Now you can receive it the same way they send it. Get your own US routing and account numbers to receive payments from global clients and platforms via Direct Deposit (ACH) or Wire transfer.

Real US routing and account numbers
Receive via ACH (Direct Deposit): free
Receive via US domestic wire: $15

Save in dollars

Your savings safe from inflation. Hold your money in dollars. No fees, no minimums. Make your money grow daily without doing anything.

Protected under US financial regulations
See your money grow daily at a 2.57% annual rate
No maintenance fees, no minimums, no lock ups.

A US debit card for international freelancers

Pay for AWS, Adobe, Google Ads, Figma, or any US subscription without foreign transaction fees. Use your GrabrFi Visa for travel, online and in person purchases

Virtual card instantly
Zero fees for USD purchases
Works with Apple Pay and Google Pay
Works for tools, subscriptions, and ad spend

See the GrabrFi card

Withdraw to your local bank

When you need local currency, transfer from GrabrFi to your home bank at low transparent rates. Available in Brazil, Argentina, Colombia, Nigeria, Mexico, and more countries.

$0 withdrawal fee in many countries
Transparent exchange rates
Fast: same or next business day in most markets
Keep in dollars until you need local currency

See withdrawal options

Get started in a few steps

How to open a Global Account in 4 steps

Open your account without US residency. No US address. No branch visit. Just your passport or local ID.

Sign up online

Download the app and verify your identity with your passport or local ID. No physical visit required.

Get your US account details

Instantly receive your unique US routing and account numbers. You're ready to invoice clients globally.

Link to
platforms

Add your routing and account numbers to Upwork, Deel, Amazon, or share them directly with clients for ACH or wire payments.

Manage and withdraw

Save in dollars, see them grow, withdraw to local currency, or spend with your Visa card. Your money, your choice.

Transparent pricing

No hidden fees. Ever.

Here's exactly what you'll pay, and what you won't.

Receiving

Incoming ACH (Direct Deposit)$0

US Domestic Incoming Wire$15

Monthly Account Fee$0

Sending

Same-day Outgoing ACH0.5% (min $1, max $10)

US Domestic Outgoing Wire0.5% (min $15, no max)

Local Withdrawal (Brazil)$0

Local Withdrawal (Nigeria)$1

Local Withdrawal (Colombia, Mexico, Peru)$2

Local Withdrawal (Argentina, Uruguay)$5

Blockchain transfers

Incoming USDCFree

Incoming USDT0.1%

Outgoing USDC or PYUSD1% + $1

Outgoing USDT1.1% + $1

GrabrFi Card

USD Purchases$0

Foreign Transaction Fee1.5%

Ready to keep more of what you earn?

Join 250,000+ people who stopped losing money to fees and bad exchange rates. Open your account in a few steps.

Free to open
No monthly fees
Free virtual card

Open a free account

A real Global account for international freelancers