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Introducing stablecoin wallets

Receive, send, hold and use USD stablecoins in a stablecoins wallet that works alongside your US checking account.

What's here and what's coming

We're building the future of digital dollars. Here's where we are.

Available now

Stablecoins wallet

  • Hold USD stablecoins
  • Send stablecoins instantly
  • Receive to permanent addresses
  • Convert to USD anytime
Coming soon

Yield

  • Earn on your stablecoin balance
  • No lockups or minimums
  • Withdraw anytime
  • Competitive rates
Coming soon

Stablecoin Card

  • Spend stablecoins directly
  • Works anywhere cards accepted
  • No conversion needed
  • Real-time notifications

Two balances. US dollars and stablecoins.

GrabrFi combines a checking account held at a US bank, Regent Bank, and a stablecoins wallet. They work alongside each other so your US dollars stay US dollars, your stablecoins stay stablecoins. Transfer between them anytime.

Open my wallet
Checking account
Stablecoins wallet
Currency
USD
USD stablecoins
Protections
Money under US jurisdiction and US laws
Backed 1:1 by cash and money market funds
Debit card
Yes
Coming soon
ACH/Wire
Yes
Yes
Stablecoin transfers
Via conversion
Direct
Transfer speed
Same/next day
Minutes

Why use stablecoins?

The stability of US dollars with the speed of blockchains.

Instant transfers

Instant transfers

Send stablecoins from your wallet in minutes, not days. No ACH delays when sending from your wallet balance.

Borderless

Send to any wallet address in the world. No borders, no intermediary banks, no correspondent fees.

Secure & compliant

All transfers are verified under international AML standards. Your funds are protected.

Lower fees

Lower fees

Sending from your wallet costs less than traditional wire transfers. Receive USDC for free.

Coins & networks

Send and receive across multiple blockchains.

Send (from wallet)

USDC
Solana, Base, Ethereum, Optimism, Polygon, Arbitrum, Avalanche
USDT
Tron, Ethereum
PYUSD
Solana

Receive (to wallet)

USDC
Solana, Base, Ethereum, Optimism, Polygon, Arbitrum, Avalanche
USDT
Tron, Ethereum

Note: Incoming coins are auto-converted to your wallet's currency (USDB or USDC).

Wallet fees

Transparent pricing. No hidden charges.

Receiving

Receive USDC to walletFree
Receive USDT to wallet0.1%
Receive ACH to wallet0.8%
Receive Wire to wallet0.8% + $15

Sending

Send USDC / PYUSD0.2% + $1
Send USDT0.3% + $1
Convert: USD → Wallet0.8%
Convert: Wallet → USD1% + $1

How to start using stablecoins

Step 1

Create your account

Sign up with your email and ID. Verification is fast and your data is always protected.

Step 2

Complete stablecoin verification

A brief questionnaire ensures regulatory compliance. Takes about 2 minutes.

Step 3

Start using your wallet

Add funds via conversion from USD, or receive stablecoins directly to your wallet addresses.

Customer reviews

Honest testimonials from customers about their GrabrFi experience.

Common questions

What is USDB?

Why do I have USDB instead of USDC?

Is my stablecoin wallet FDIC insured?

I sent USDT but received less USDB. Why?

Can I send USDT from my USDB wallet?

Can I use my stablecoin balance with my debit card?

What about my old stablecoin receive addresses?

⚠️ Important

Stablecoin wallet balances are not FDIC insured. USDB, issued by Bridge, a Stripe company, is backed 1:1 by the equivalent value in US dollars held in cash and short-duration money market funds with BlackRock. USDC, issued by Circle, is backed 100% by highly liquid cash and cash-equivalent assets.